Revolut Premium is a mid-tier digital banking option from fintech leader Revolut. It offers advanced features to improve banking efficiency and security worldwide. It sits between the basic Standard and the high-end Metal plans.
It comes with exclusive travel perks, higher withdrawal limits, and tools for managing currencies. This makes it a great choice for those who travel a lot.
Revolut Premium has unique features like no-fee global ATM withdrawals. It also offers extensive insurance options and emergency medical coverage. These benefits make it stand out in the digital banking world.
It also provides enhanced customer support and personalized financial advice. This makes it a top pick for smart digital users.
One key benefit of Revolut Premium is unlimited foreign exchange at the interbank rate through the app. Premium members can also make direct bank transfers into over 140+ foreign currencies at the interbank rate.
What is Revolut Premium?
When you ask, “what is Revolut Premium?” you’re exploring a top-tier plan from Revolut. It goes beyond the free Standard plan. It’s perfect for those who travel a lot, work remotely, or want to save money. This plan offers special perks and better digital banking services.
One key benefit of Revolut Premium is unlimited foreign exchange transactions at great rates. Unlike the Standard plan, which has a £1,000 monthly limit and a 1% fee, Premium has no limits or fees on weekdays. This makes international money moves cheaper and more flexible.
Revolut Premium also comes with personalized customer support. Premium users get fast help with any problems. Plus, there are extra security features like disposable virtual cards to fight fraud.
Travel lovers will appreciate the Premium account’s travel benefits. It offers great travel insurance and free card delivery worldwide. You also get free ATM withdrawals and discounts on airport lounge passes.
Another great feature is a 20% discount on international transfer fees. Premium users save a lot on transfer fees, making the plan even more attractive. This is great for those who often send money abroad.
Revolut Premium makes managing money easy with its multi-currency accounts and investment tools. Premium users can invest and manage money in different currencies easily in the Revolut app. Whether it’s stocks or cryptocurrencies, Revolut provides the tools and resources needed.
In summary, Revolut Premium offers a valuable and cost-effective digital banking experience. It’s perfect for frequent travelers or anyone needing strong financial tools and special benefits. Reviews on Trustpilot show most users are happy, giving Revolut a 4.1 out of 5 rating. Upgrading to Revolut Premium could be a smart choice for many.
Guide to Revolut Premium
Upgrading to Revolut Premium brings many benefits for managing your money. You get higher withdrawal limits and easier transactions. This guide shows you how to use Revolut Premium to its fullest.
One big plus is free ATM withdrawals up to €400 a month. This is twice as much as standard accounts. It’s great for travelers who often need cash. Plus, you get priority customer support, so any problems are fixed fast.
Revolut Premium also means fast bank transfers in 1-2 days. This is super helpful for business owners and travelers who need to move money quickly.
With Revolut Premium, you can earn up to 1% cashback on all purchases. The app also helps you manage subscriptions and track expenses. It even protects you from online fraud.
To get these benefits, just upgrade your account through the app. It’s easy. Just go to account settings and follow the steps.
Revolut Premium also offers travel perks like no fees for foreign currency payments and travel insurance. These make traveling cheaper and less stressful, so you can enjoy your trips more.
When you compare Revolut Premium to other options, like HSBC’s multi-currency accounts, Revolut stands out. It’s convenient, affordable, and has lots of features for different financial needs.
| Feature | Free Account | Premium Account | Metal Account |
|---|---|---|---|
| ATM Withdrawals | €200/month | €400/month | €600/month |
| Bank Transfers | Up to €6000/month | Fast transfers (1-2 days) | Fast transfers (1-2 days) |
| Cashback | None | Up to 1% | Up to 1% |
| Travel Perks | Basic | Comprehensive | Comprehensive + LoungePass |
Upgrading to Revolut Premium offers more than just basic features. It improves your daily money management and international transactions. By learning how to use Revolut Premium, you can make your financial life better.
Travel Benefits of Revolut Premium
Revolut Premium makes traveling better with many perks for those who travel a lot. It offers Smart Delay, giving free lounge access if flights are delayed. You also get LoungeKey Pass for discounted entry into over 1,000 airport lounges worldwide. The airport lounge access with Revolut makes any trip more comfortable and convenient.
The package also includes top-notch travel insurance. It covers medical care, emergency dental, and lost or delayed luggage. This means you can travel without worrying, knowing the Revolut Premium travel insurance has your back.
Managing money while abroad is easy with Revolut. You can switch between 36 currencies in the app, making pre-trip exchange simple. Plus, ATM withdrawals are free, but be aware of any fees from the ATM itself.
Travelers who spend a lot will find Revolut’s fees low compared to others. Premium and Metal plans don’t charge for foreign transactions. This means free ATM withdrawals and better exchange rates. Revolut also offers cashback on Stays bookings, NordVPN, and Uber One membership.
| Plan | Monthly Fee | Travel Benefits |
|---|---|---|
| Basic | Free | €200/month free ATM withdrawals, exchange up to €1,000/month for free |
| Premium | €8.99 | Free airport lounge access, travel insurance |
| Metal | €15.99 | Global insurance, unlimited money exchange |
| Ultra | €50 (first three months) | Free airport lounge access, 3GB eSIM data |
Is Revolut Premium Worth It?
Looking at the value of Revolut Premium means comparing its cost to the benefits it offers. For €7.99 a month, you get many extra features. These are great for those who travel a lot or deal with different currencies often. With free ATM withdrawals up to €400 monthly, travel insurance, and quicker bank transfers, it’s a big step up from the Standard version.
The cost-benefit analysis of Revolut Premium shows its value in reduced fees for international transfers. This is a big plus for those who travel often. It also comes with special digital banking tools that other accounts don’t offer. These features, like higher withdrawal limits and faster transfers, make it a strong contender in premium digital banking.
Many Revolut Premium reviews praise its better insurance and customer support. When deciding if Revolut Premium is good for you, remember it’s a strong competitor. It offers extra benefits that can meet your financial and lifestyle needs. So, it’s a solid choice for those who use it a lot.
