I’m drawn to the Revolut Metal Card, a top choice for those who love great perks and smart savings. I discovered it’s not only about getting 1% cashback on foreign spending in 28 currencies. It’s also about enjoying a wide range of benefits for a monthly fee of $19.991. As the best in Revolut’s offerings, this card gives you entry to over 1,000 airport lounges. Plus, the Visa Signature card lets you spend in over 150 currencies at the real exchange rate1.
Thinking about who can get the Revolut Metal Card, it’s clear it’s for those who value excellent service. This includes 24/7 help from a dedicated concierge and confidence from worldwide medical and dental coverage1. You can also withdraw cash from ATMs worldwide without fees up to $1,050 monthly. And for safe online shopping, there’s a disposable virtual card1.
An In-Depth Look at Revolut Metal Card Features
I’ve seen many banking products, but the Revolut Metal Card stands out. It’s perfect for those who love luxury and practicality. This card offers more than the usual, with cool tech and perks. Many young and wealthy folks prefer metal over plastic cards2.
The Revolut Metal Card is great for travelers and savvy spenders. It comes with travel insurance and free global cash withdrawals. That beats N26’s similar offer at a monthly fee. Plus, it works well in ATMs, thanks to a clever design2.
The Revolut Metal Card isn’t the cheapest, costing £120 yearly2. But, its perks, like up to 4.25% APY and no fees on the standard plan, make it worth it. It’s also great for avoiding fees on multiple currencies and ATM withdrawals3.
- Travel benefits include insurance and protection for Metal members3.
- Start investing in stocks and ETFs with just $1. Enjoy commission-free trades3.
- Enjoy low currency conversion fees of only 0.5% across all account types4.
Choosing the Revolut Metal Card depends on your lifestyle and financial goals. By picking the right plan, you can save on fees. Despite its high production cost compared to plastic, the Revolut Metal Card offers great value2.
| Feature | Revolut Metal Card |
|---|---|
| Annual/Monthly Fees | £120 per year / $16.99 per month23 |
| APY for Savings | Up to 4.25% for Metal tier3 |
| Free ATM Withdrawals | At over 55,000 ATMs worldwide3 |
| Currency Conversion Fee | 0.5%4 |
| Additional Perks | Travel insurance, stock trading, cashback23 |
The Revolut Metal Card combines luxury with usefulness. While it’s not cheap, its features and perks make it competitive. For those valuing flexibility, travel perks, and luxury, this card is a solid choice.
The Guide to Revolut Metal Card: Is it Worth the Investment?
When you look at digital banking, the Revolut Metal Card catches your eye. It mixes solid money safety with cool lifestyle benefits. It’s aimed at those who prefer banking on-the-go and want more from their bank.
Is the Revolut Metal Card a smart choice? Its financial safety is strong. Your money is insured up to $250,000 by the FDIC if the bank fails, as long as you meet certain conditions and have registered the card5. Also, if Sutton Bank goes under, the Savings Vault insurance covers up to $250,0005. This shows your savings with Revolut are secure.
Revolut lets you grow your money in new and usual ways. You can make 10 stock trades a month without a commission6. You also have the chance to invest in metals, like gold and silver, with a 1.49% fee6. While investing with Revolut Wealth Inc. has risks, including losing what you put in5, having these options is great for investors.
This guide wouldn’t be full without talking about how easy it is to get help. You can get answers quickly via the app, a special phone line, or by writing to their New York team5. The app’s support responds in about three minutes6, showing Revolut cares about their customers.
The Revolut Metal Card also shines for travelers. It offers detailed insurance through Chubb Group on its paid plans5. This is a big deal for frequent flyers. Plus, you get cashback on what you spend—up to 0.1% in Europe and the UK, and 1% elsewhere6.
| Feature | Benefit | Limitation |
|---|---|---|
| FDIC Insurance Coverage | Up to $250,0005 | Bank-specific requirements apply5 |
| Commission-free stock trades | 10 per month6 | Additional trades incur fees |
| ATM Withdrawals | Up to £800 per month with no fees6 | Limits apply, fees for excess6 |
| Cashback on transactions | Up to 1% outside Europe/UK6 | Lower rates within Europe/UK6 |
| Travel Insurance | Comprehensive coverage5 | Available on paid plans only5 |
Many say the Revolut Metal Card is perfect for those seeking great financial and insurance options in one spot. With over 35 million users worldwide and a Trustpilot score of 4.3 out of 57, Revolut is clearly winning people over.
Still, it’s smart to think carefully before jumping in. The Metal card costs £14.99 a month6. You have to see if the benefits outweigh this cost for you. The best financial choice depends on how well it fits your life and needs.
Maximizing Your Finances: Revolut Metal Card vs Other Cards
In the digital banking world, I look for options that boost my finances and are convenient. The Revolut Metal Card stands out with unique benefits and strong features. It’s great for those who love to spend freely, allowing transactions in over 150 currencies without monthly fees83. Comparing it to others, its 4.25% APY is attractive, offering the chance for good interest earnings3.
The Revolut Metal Card costs $16.99 a month but offers a lot, like wide travel coverage. It helps with travel issues and pays up to $5,000 for delays or interruptions, plus up to $10,000 for medical accidents3. It also protects purchases and offers refunds for event tickets, making it perfect for travelers and security-minded users3.
But when thinking about getting the Revolut Metal Card, it’s smart to compare it with others. Options like Wise, Betterment, and Wealthfront are out there, offering low-cost ways to grow your funds3. This comparison helps me choose the best card for my lifestyle and financial goals. It’s about finding the right balance between benefits and costs83.
Source Links
- https://blog.seedly.sg/revolut-metal-multi-currency/
- https://www.telegraph.co.uk/technology/2019/08/14/rise-metal-bank-card-likes-monzo-revolut-have-become-obsessed/
- https://www.cnbc.com/select/revolut-account-review/
- https://wise.com/us/blog/revolut-fees
- https://help.revolut.com/en-US/help/insurance-products/everyday-protection-insurance/what-is-covered/what-does-purchase-protection-insurance-get-me/
- https://www.revolut.com/metal/
- https://www.forbes.com/uk/advisor/banking/revolut-review/
- https://www.nerdwallet.com/reviews/banking/revolut
