The Revolut Credit Card offers many features to make managing money easy and rewarding. It was launched in March 2023 and is changing digital banking. You get 0.1% cashback on all purchases, which adds up over time. High spenders can get a credit line up to €10,000.
The Revolut card is great for traveling and shopping abroad because it has no foreign exchange fees on weekdays. It’s also good for sending money to bank accounts without extra costs.
New and existing customers get free card delivery, virtual cards for online shopping, and automatic repayments. These Revolut card features offer security and convenience, helping you manage your money well.
The card also offers cashback rewards with certain retailers. This makes the Revolut Credit Card a great choice for smart shoppers. Revolut supports transactions in 36 currencies across 150 countries, showing their dedication to global banking.
In summary, the benefits of Revolut are many, with the credit card designed to improve your experience. If you need a multi-currency account for your international financial needs, the Revolut Credit Card is a good choice. We’ll explore how to use it to get the most from every transaction.
Introduction to Revolut Credit Card
The Revolut Credit Card is a key player in the digital finance world. It fits perfectly with Revolut’s wide range of financial services. It started with debit cards and now offers credit cards in places like the USA, Poland, Lithuania, and Ireland. This introduction highlights what makes the Revolut Credit Card special in the digital finance scene.
Learning about what is Revolut credit card means seeing how it makes payments easy and safe. Revolut focuses on making things better for its users. It offers different Revolut card options to meet various financial needs. This way, users can pick the card that fits their financial plans best.
- Seamless Integration: The Revolut Credit Card works well with Revolut’s app, making digital finance easy.
- Multiple Currencies: Merchants can accept over 25 currencies, helping businesses reach more customers worldwide.
- Low Transparent Fees: Revolut keeps fees low, making it affordable for everyday and big transactions.
- Fast Settlement: Payments are settled quickly, helping users manage their cash flow smoothly.
Revolut’s Revolut card services include many features for safe and easy transactions. It uses encryption and tokenization to reduce fraud risk. It also offers flexible payment options, ensuring a great payment experience. Revolut aims to provide clear, low-cost solutions and tools for smart money management, making its credit card a strong part of digital finance.
Revolut offers different subscription packages to meet various needs. From the free basic package to the Ultra package, each has its own benefits. These include monthly withdrawal limits, access to tools like stock trading, and travel perks.
| Subscription Package | Monthly Cost | Benefits |
|---|---|---|
| Basic | Free | Currency exchange, card payments, account management. |
| Plus | €3.99 | Purchase protection, 1500 points gift, €3000 exchange/month. |
| Premium | €8.99 | Unlimited exchange, access to airport lounges, NordVPN membership. |
| Metal | €15.99 | 5000 points gift, global insurance, free withdrawals up to €400/month. |
| Ultra | €50 (initial 3 months), €60 | 10000 points gift, eSIM data, unlimited exchange, no-cost ATM withdrawals & more. |
Guide to Revolut Credit Card
Getting a Revolut Credit Card is easy if you’re already a Revolut customer in countries like the United States, Poland, Lithuania, or Ireland. Just open the Revolut app and start the application process. You’ll need to enter your details, pick your card, and choose how you want it delivered. After applying, your card can be activated in just a few minutes.
Once approved, you can add your virtual card to your mobile wallet right away. The guide shows that this card works for purchases immediately, even before you get your physical card. For cash, use any Visa or Mastercard ATM, but watch out for fees. The app also lets you freeze your card instantly for extra security.
One big plus of the Revolut card is its great rate for international payments. More than 20 million people worldwide use it for currency exchange. It’s perfect for travelers, with no hidden fees for up to $1,000 in monthly exchanges and $400 in ATM withdrawals at over 55,000 ATMs.
If you want even more, the premium and metal plans offer more perks. The premium plan costs $9.99/month and lets you exchange up to $10,000, withdraw $800 from ATMs, and get travel medical insurance. The metal plan, at $16.99/month, gives you unlimited exchanges, $1,200 in ATM withdrawals, and more benefits like flight delay insurance.
Knowing how to get a Revolut card and its benefits makes managing money while traveling easier. The app’s ease and security make using the card abroad simple.
Benefits and Drawbacks of Revolut Credit Card
The Revolut credit card has many perks, making it popular among travelers and those who like digital banking. It offers cashback rewards in places like the USA, Ireland, Lithuania, and Poland. Users also get interest-free periods and easy finance management through the Revolut app.
It’s great for those who travel a lot because of no-fee international transactions on weekdays and high credit limits. But, there are some downsides to consider.
One major drawback is that cashback rates drop after the first three months. This can impact long-term rewards. Also, the card is not available in the UK, which is a big problem for those living there.
Another risk is the standard APR applied to unpaid balances. It’s important to manage this carefully to get the most financial benefits. For more details on interest rates, fees, and credit limits, check here.
Looking at the subscription model, Revolut has five personal account plans. The Metal card costs $16.99 a month and offers travel insurance, fee-free ATM withdrawals, and airport lounge access. But, the Wise international debit card is also worth considering for its easy international spending and consistent exchange rates.
For a full guide on the Revolut Metal card benefits, it can help users choose the best option for their financial needs.
