The Revolut Metal Card is for those who want top-notch premium banking and lots of perks. It was launched in 2020 and is known for its stylish design and many benefits. It costs about USD 16.99 a month.
Users get cashback rewards of up to 1.00% on purchases outside Europe and 0.10% inside. This makes spending money more rewarding.
The card also has great travel perks like no-fee ATM withdrawals and travel insurance. It’s a top pick for digital banking. It offers protection for travel issues, a concierge service, and access to airport lounges.
These features make banking better for users. Keep reading to learn more about the Revolut Metal Card’s benefits.
Understanding the Revolut Metal Card
The Revolut Metal Card is a top choice among Revolut’s financial products. It comes in various finishes like space grey, silver, and gold. These designs add both style and function to the card.
For $16.99 a month, users get many perks. They can exchange currencies without fees and withdraw up to $1,200 from ATMs for free. This makes it great for those who travel a lot.
The Metal card also offers cashback. You get 0.1% back on purchases in Europe and 1.00% internationally, up to the monthly fee. This rewards users for their spending.
Travelers will love the travel insurance it includes. It covers medical emergencies and other travel issues. Plus, users get access to airport lounges during flight delays. This shows Revolut’s dedication to improving travel experiences.
The table below shows the main benefits of each subscription plan:
| Plan | Monthly Fee | ATM Withdrawal Limit | Currency Exchange Limit | Cashback | Travel Insurance |
|---|---|---|---|---|---|
| Standard | $0 | $400 | $1,000 | No Cashback | No |
| Premium | $9.99 | $800 | $10,000 | Up to 1% | Yes |
| Metal | $16.99 | $1,200 | Unlimited | 0.1% in Europe, 1% outside | Yes |
Revolut keeps adding to its financial products. Each plan has unique benefits to help users choose the right one. Understanding these plans can help make a better decision. For more details, check out comparing Revolut plans.
Guide to Revolut Metal Card
The Revolut Metal Card guide highlights many benefits. It offers priority customer support and unlimited cross-border transfers. UK users can earn up to 4% APY in savings vaults. It also lets you use over 150 currencies at the interbank rate, making travel and online shopping easier.
Yet, there are some downsides to consider. The monthly fee of about USD 16.99 might seem steep compared to the USD 9.99 for Revolut Premium. It’s important to weigh if the extra features and cashback are worth the cost. In certain areas, users get 1% cashback on foreign purchases and 0.1% on local ones.
The card’s security features offer peace of mind. It has two-factor authentication and lets you freeze the card in the app. The app also tracks your spending and categorizes purchases, helping you save money.
The card also offers travel insurance for stolen luggage or medical emergencies under 90 days. SmartDelay gives free airport lounge access during flight delays. You can withdraw up to $1,200 USD monthly from ATMs without fees. These features make the Revolut Metal Card a top choice for premium banking.
Evaluating the Value of the Revolut Metal Card
When looking at the Revolut Metal Card, it’s key to do a deep dive into its value. This card is perfect for those who travel a lot. It offers unlimited foreign exchange and great rates for sending money abroad.
Premium members get cool perks like free ATM withdrawals worldwide. They also get disposable virtual cards for extra security and fast card delivery. These benefits are big pluses for frequent travelers.
The card also has a chance to earn cashback, which is a big draw. But, you need to spend a lot to make the most of it, considering the $16.99 monthly fee. It’s great for those who travel often and want features like LoungeKey Pass access and travel insurance.
But, you should think about your spending habits before getting the card. It’s all about whether the extra features are worth the cost for you.
Revolut’s Metal Card also offers high APY rates in their Savings Vaults and discounted lounge entry. For some, these perks are worth the fees. So, deciding to get the card depends on how often you’ll use these benefits.
For more info, check out the comprehensive review of Revolut’s services.
