In New York City, you have many choices for exchanging foreign currency. You can go to traditional banks, credit unions, or use travel cards. Finding the best rates can save you money on your travels.
Banks and credit unions often have the best rates for exchanging money in NYC. Travel cards like those from Wise are also good. They use the mid-market rate, so you don’t pay extra.
Before your trip, compare different options. Pick what fits your financial needs and travel plans. For more tips on getting the best exchange rates, check out this guide.
New York has ten currency exchange services, with an average rating of 4.3 out of 5 stars. The TD Bank Foreign Currency Exchange Center is a top choice, with a perfect 5 out of 5 stars rating.
Top Currency Exchange Locations in New York City
When looking for currency exchange locations NYC, finding good rates and low fees is key. Here are some of the top rated exchange services NYC to check out:
- Travelex: With a Google rating of 4.5, Travelex is a top choice in New York City. They have many locations, making it easy to find a place to exchange currency quickly and efficiently.
- Ria Money Transfer: Ria Money Transfer has a Google rating of 4.6. Known for great customer service and competitive rates, Ria is a reliable option for currency exchange in NYC.
- A&S Foreign Exchange Inc: A&S Foreign Exchange Inc has a 4.3 Google rating. Their friendly staff and good rates make them a favorite among both locals and tourists.
- Currency Exchange at Check Cashing & Foreign Currency Exchange: This spot is known for its good rates and quick service, with a Google rating of 4.5.
Other good choices include Wells Fargo with a Google rating of 3.9, and HSBC Bank rated at 3.6. To save money on currency exchange, check out this guide for the cheapest ways to exchange currency.
While these are some of the best options, it’s important to do your research. Choose a service that fits your needs and location. The right choice can save you money and make exchanging currency easier in New York City.
How to Find the Best Exchange Rates in NYC
Finding the best exchange rates in NYC means looking at both online and offline options. Many banks and credit unions in New York City offer foreign currency exchange. But, be careful of high fees at places like airport kiosks and tourist areas.
Here’s a look at some financial institutions in NYC that offer foreign currency services:
| Bank/Credit Union | Service Details |
|---|---|
| Bank of America | Exchange up to $10,000 online, $7.50 fee for home delivery |
| Chase Bank | Foreign currency exchange at local branches, applicable fees |
| Huntington Bank | Exchange up to $20,000 at branches, $8 fee |
| PNC Bank | Currency exchange at local branches, no fees |
| TD Bank | 55 types of currencies for exchange, $7.50 fee for online orders up to $1,500 |
| U.S. Bank | $10 fee for amounts under $250, no fee above $250 |
| Wings Financial Credit Union | 90 currencies available, $10 fee for orders under $300 |
| State Employees Credit Union | No fees for members |
| Service Credit Union | 60 types of currencies, $15 fee for orders under $500 |
| First Horizon Bank | Offers currency from 65 countries; check branch for fees |
| First Citizens Bank | 70+ currencies available at branches, possible fees |
| Citizens Bank | Info on exchange and fees at branches |
| Citi | No fees for certain account packages, $5 service fee for others |
| America First Credit Union | Exchange up to $5,000, fees based on amount |
To compare exchange rates in New York City, visiting forex bureaus is a good idea. Places like Ria Money Transfer, Big Apple Forex, and People’s Xpress offer great services and high ratings.
- Ria Money Transfer: Rated 4.9/5, open Monday-Saturday from 8:00 AM to 7:30 PM, Sunday from 9:00 AM to 6:00 PM.
- Big Apple Forex: Rated 4.7/5, open Monday-Saturday from 8:00 AM to 8:00 PM, Sunday from 9:00 AM to 8:00 PM.
- People’s Xpress: Rated 4.8/5, among other options.
Online tools are also very helpful when searching for the best exchange rates NYC. These tools compare rates from different providers. Using Google Sheets or Excel for currency conversions can also help you keep track of rates.
In summary, whether you use digital tools or visit different places, knowing how to find the best currency rates in NYC can save you money and make your trip smoother.
Guide to the Best Foreign Currency Exchange in New York City
Exploring New York City can be exciting, but finding the best currency exchange deal is tough. This guide helps you save money by showing you the best places to exchange currency. Always check rates online before you go. Use tools like the Wise travel card for fair exchange rates.
It’s important to have your ID ready for a smooth exchange. Here’s a comparison of top-rated currency exchange services:
| Service | Location | Rating | Opening Hours |
|---|---|---|---|
| People’s Xpress | Various Locations | 4.8 | Weekdays: 10:00 AM – 1:00 PM, 1:30 PM – 4:00 PM; Saturdays: 11:00 AM – 3:00 PM |
| Big Apple Forex | Various Locations | 4.7 | Daily: 8:00 AM – 8:00 PM; Sundays: 9:00 AM – 8:00 PM |
| A & S Foreign Exchange Inc | Various Locations | 4.6 | Mon-Fri: 10:00 AM – 6:00 PM; Saturdays: 11:00 AM – 6:00 PM |
| Uno Forex | Various Locations | 4.6 | Mon-Fri: 9:00 AM – 6:30 PM; Sat: 10:00 AM – 6:00 PM; Sun: 12:00 PM – 5:00 PM |
| Check Cashing & Foreign Currency Exchange | Various Locations | 4.5 | Mon-Thu: 10:00 AM – 6:30 PM; Fri: 10:00 AM – 4:00 PM |
| Currency Exchange International | 812 Lexington Ave | 4.2 | Mon-Fri: 8:00 AM – 8:00 PM; Sat: 10:00 AM – 7:00 PM; Sun: 11:00 AM – 5:00 PM |
| Ria Money Transfer | Various Locations | 4.9 | Mon-Sat: 8:00 AM – 7:30 PM; Sun: 9:00 AM – 6:00 PM |
Choosing a currency exchange near your hotel or landmarks is smart. Look at customer reviews and rates. Also, consider using services like Wise for a smooth exchange in New York City.
The Benefits of Using Wise and Currencies Direct for Currency Exchange
Wise and Currencies Direct are top choices for currency exchange. They are known for being clear, affordable, and easy to use. They help travelers and businesses deal with different currencies without high fees.
Wise uses real-time rates to ensure fair prices. You can hold money in over 50 currencies and use a debit card in over 200 countries. This makes managing money across borders easy and saves on fees.
Currencies Direct also has many benefits. It has low fees and a user-friendly app. It’s great for businesses with its tools for big payments.
Both Wise and Currencies Direct are cost-effective. They help avoid bank fees like those from Bank of America. They focus on making customers happy by saving money on currency exchange.
